WE CAN HELP YOU STOP FORECLOSURE & SAVE YOUR HOME IN CALIFORNIA 

 We can help you Stop foreclosure & save your home. No questions asked you want to stop foreclosure and save your home in California we can help you do just that. You found the right company because that is our only goal. We were developed to help you and assist with all of your foreclosure issues. Do not trust just anyone to your most valued possession. There are many companies that do not do any of the negotiations to stop foreclosure and save your house. They outsource to other companies and move on, stick with a company that you can pick up the phone and talk directly to for a status update on the postponement of your foreclosure. Stopping foreclosure is our passion and what gets us up in the morning and strives us to be our best. We know you have lost sleep thinking about what is going to happen but honestly you can contact us and rest assured we will help stop your foreclosure. You decide, do you want to trust your house to a company that learned this business at a weekend get away or worse yet sell your information to a third party hoping they know what they are doing? We do not sell leads and we did not learn this business over a weekend or trial and error, we have foreclosure negotiators that actually work for the larger banks and know the mortgage and real estate industry inside and out. Our negotiators were reporting to work at the major lenders way before these companies were even created. We can truly help you and we will stop your foreclosure in California.

IF YOU ARE A HOMEOWNER SAYING HELP ME STOP MY FORECLOSURE

We know homeowner rights and how to stop foreclosure and save your home. Our main concern is to keep you in your home but if you can not afford your home or want to sell quickly to stop foreclosure contact a company that can help. Please do not consider bankruptcy because we have seen it many times and it is just a delay tactic that will backfire and leave you with a bankruptcy mark on your record. If you can not afford your home you can get assistance through a short sale.

PLEASE HELP ME STOP MY FORECLOSURE

Thousand of people are served with foreclosure paperwork (notice of default) everyday, please do not attempt to go at the stop foreclosure process alone. Our company will fight for your foreclosure rights to protect homeownership and stop your home foreclosure for as long as possible. We have relationships with mortgage lenders nationwide and they like to work with a knowledgeable resource such as us to stop foreclosure. We have helped many homeowners prevent foreclosure and can help stop home foreclosure in many different situations. Foreclosure can happen to anyone at anytime no matter your income level, education, or even your background. Foreclosure is a very serious matter that needs to be handled. We do not take foreclosure lightly either. You would be surprised how many companies on the internet sell leads to unqualified buyers that are learning the ropes with your house at stake. We are concerned about your foreclosure and will work with you to resolve your delinquency and get you current with your lender. When you want to stop foreclosure and save your home you need to act quickly and work with a qualified company. We ask you not to hide because Foreclosure is not something that you should hide from thinking it will take care of itself, It will not and you will lose your biggest investment YOUR HOME. We offer foreclosure help and if you have been served with a notice of default do not get scared honest help is here with us. We understand foreclosure and will show you how to stop foreclosure quickly. You may still be asking yourself can foreclosure truly be stopped, the answer is yes and we can stop foreclosure and save your home. Getting started is easy, contact us and we will provide you with all of your foreclosure options and we will help you stop foreclosure and save your home.
Our goals are the same in that we do not want to allow anyone in foreclosure to have to deal with losing their home to a trustee sale on the court house steps. As an insider in the foreclosure business we have information about programs that are not known by most companies. These foreclosure options are not discussed by other companies that offer to stop foreclosure because they do not know they exist. Other companies out there trying to help you in saving your home from foreclosure learned their information through a text book sitting in a crowded room. Their teacher also learned through a text book and never spent a day in the trenches helping people. Our promise to you is that we know the industry well and what it takes in order to save your home from foreclosure. So if you want to stop your foreclosure contact us today.
CALL NOW TO SAVE YOUR HOME
949-229-1652

How to avoid foreclosure

Avoid A Foreclosure and stop your trustee sale With These 5 Tips

Here we will explain to you how you can stop foreclosure from happening to you and allow you to avoid your home going into a trustee sale. Read these tips carefully and if you have any questions call us today so that we can help you save your home and walk you through the process of stopping your foreclosure and help you postpone your trustee sale .

It is no secret that the California housing market is suffering and right now neighborhoods are filled with signs pointing out foreclosures and short sales. If you are one of these or are in danger of losing your home, check out these prevention tips to avoid foreclosure and stop your trustee sale. With just a few steps and our help, you may be able to save your home and your credit.

Tip 1: Total Your Spending

From your grocery bills to student loans, determine how much you’re spending each month and find out what, if anything, can be cut out. You may find that a few hundred dollars is separating you from your mortgage bill. Once you figure out how your income balances out with your spending, you’ll have a better idea of what to ask from your lender.

Tip No. 2: Reach Out To Lender

If you find that you can’t cut out any spending to afford your mortgage bills, talk to your lender to find out if they have any loan modification programs available. The government’s Making Home Affordable plan may not apply to your situation, so be sure to check with your lender first. Also we can help you find out if you qualify for one of your lenders programs as well.

Tip No. 3: Research Your Loan

Look for the paperwork that went with your original loan — hopefully it’s in your desk somewhere. Then find out do you have a federally-backed loan? Is your loan based on principle or interest? The Fannie Mae and Freddie Mac sites allow you to search your address to find out if one of them owns your mortgage. You may discover that you were approved for the loan although your income didn’t match up, or other inconsistencies that may help your case for a loan modification.

Tip No. 4: Write Hardship Letter

If your lender allows you to start a loan modification, you will likely need to provide a hardship letter along with a list of your spending and proof of income. The best advice for writing the hardship letter is to be honest. Explain why you are unable to afford your home and be straightforward with your request. Be sure to turn in all your paperwork on time, otherwise your loan modification request may fall through the cracks. We have come across this issue with many of our clients and we can help you get through the loan modification preparation process so that you can avoid foreclosure and keep your home.

Tip No. 5: Do the Math and Ask for the Terms you want

See if you are eligible for a loan modification, and then see if you can actually afford the lowest possible payments you could get. The non-profits have to help all those who seek help, without ever doing the math to see if a modification is even feasible. It helps to be prepared by having the right terms to propose to your state mediator or housing counselor by doing some math first and then seeing if these terms are more profitable to your lender than a foreclosure. If you truly want to keep your home and avoid foreclosure we are here to help you. Find out if you qualify for a program today and stop foreclosure and do not let your home go into trustee sale.

If you need help with stopping a foreclosure we can help you. Find out how you can qualify with our guidance and if this is to much for you to take in feel free to give us a call and let us help you through the process of stopping your home foreclosure and avoid a trustee sale. Do not wait until the last minute take action today to save your home and stop foreclosure.

CALL NOW

949-229-1652

DO IT YOURSELF LOAN MODIFICATION HELP

 homeowner that are tired of your lender giving you the run around about your loan being modified now have a do it yourself loan modification options available. Are you one of those homeowners who does not have the time to figure out the proper way to complete the loan modification package that your lender has provided you and want help but also want to be able to do it yourself to save money? Financial assistance network has a DIY package available for you and we are here to help you get through the loan modification package and process with your lender as fast as possible. We have setup a package to benefit those homeowners who do not want to spend thousands of dollars on a loan modification process with an attorney and we have set up our process in a way that will benefit you and not only explain each step clearly but also show you the proper way to setup your package so that you take out the risk of being denied by your lender for your loan modification.

Financial assistance network is here to help you and we want you to feel comfortable when using our service for your do it yourself loan modification option and that is why we are offering this service for a very small fee of $250 to you and we also offer our free analysis of your situation to make sure you have a fighting chance for loan modification approval before we send you the package to start your process. This is a win win for you as you will not only have our assistance with the do it yourself loan modification package we will also review your situation for free and give you our insight before proceeding with the DIY process with you. We want to help you and we will make sure that your loan modification process is as streamline as possible with our do it yourself loan modification package.

If you are currently struggling to make your mortgage payments and do not know where to start we are here to help you, do not wait! give us a call and let us help you find out not only if you have a good case for a loan modification but allow us to help you utilize our do it yourself loan modification package to assure you a successful loan modification with your lender today!

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949-229-1652

Home loan modification help for homeowners

 Homeowners now have help available to them for qualifying for home loan modification help. Financial assistance network is here to help you find out which program will best fit your needs and we are here to assist you in the negotiations of your loan modification with your lender. Find out how we can help you save your home and modify your home loan to an affordable monthly payment so that you do not risk going into foreclosure. The following information we have provided you will assist you in the knowledge of how we help you and how are process works with a home loan modification to help you fight your lender. Read the information below and give us a call so that we can help you finally modify your home loan with your lender and give you the help and assistance you need in order for you to save your home from foreclosure.

By the time most people come to us for a loan modification, they have already been turned down by the lender. Often they have been turned down more than once, and in many cases, they have also tried to get a loan modification company or a free agency such as HUD or NACA to help them, which also failed. For these reasons we always work to assist the homeowners in locating a loan mod attorney who can help them. It is hard for the homeowner to believe that we can get the job done when so many others have failed, but there is a critical difference: we don’t recommend negotiations in the absence of a securitization audit. In fact, our motto is “First you investigate, then you negotiate!” However, the times have changed and the banks have proven beyond all shadows of a doubt that they are criminal and play upon the ignorance of their victims (oops, their customers). Thus successful negotiations today are done by an attorney that we can refer you to if you don’t have one already, ideally, one who can use the results of your investigation to improve your loan modification chances. Attorneys are successful in dealing with the banks more often than not, and when they are empowered by Tila Audits, then your chances of success are even better. By showing the lender what he is guilty of and how it could often mean that he won’t be able to foreclose, we are in fact eliminating his other solutions for making “risk-less” money. In essence, your loan mod becomes a better solution.

When our Loan Modification Attorneys combine their expertise with Tila audits, it is possible to see loan modifications for people with investment properties, with jumbo loans, and with many other issues that the lender has said would disqualify them actually get approved due to our knowledge and experience that we have.  One of the happiest groups to hear of our success is the homeowners who are still current and who have received true help from us. Even they are able to get a loan modification when they have Tila do an investigation first. These days, there is a whole new kind of loan mod attorney: This attorney takes your request for a loan mod to court! That’s right. As the banks have evolved to higher and higher levels of criminality and abusive practices against homeowners, more and more attorneys are working to make sure the legal system is aware of these issues by bringing suit against your lender to modify your loan. Nothing makes a statement like that! And when the bank is presented with these types of actions, they tend to realize that they are dealing with a homeowner who means business! The point is that you are empowered with audits and affordable legal representation. There is no reason to give up and walk away anymore!

Allow us to help you modify your home loan and with our assistance we can get you qualified for the right home loan modification help program that will benefit you long term and lower your mortgage payments down to an affordable amount each month. Contact us now and let us help you modify your home loan today!

CALL NOW

949-229-1652

SECURITIZED  LOAN AUDIT HELP

A Securitization Audit is an audit done by a third party researcher who digs through various publicly available resources to find proof that your loan was securitized (meaning your loan was pooled with other loans and sold to investors). This means in most cases fraud was committed and you have grounds for legal action against your lender. We can help you with your securitized loan audit and help you know what your options are once your loan audit is complete.

Often, a well trained auditor can pinpoint the actual location of your loan among hundreds of thousands of investments. This is time consuming and very hard work, as they have to literally find a needle in a haystack of a few thousand loans to find yours and to know exactly what is going on with your loan through the loan audit process.

What a Securitization Auditor would provide you at the end of a Securitization Audit is a multi page document and an affidavit that is admissible in court as evidence. The document will show whether your loan was securitized and in some cases what investor pool your loan is in, or what Trust it belongs to. We can help you find out all of this information with our loan audit specialist and we will help you find your options to save your home or to take your lender to court for fraud based on most findings in our securitized loan audit.

Since this information is publicly available through the SEC, the affidavit is a simple statement of fact (given with firsthand knowledge) that your loan has been securitized.

Other things the auditor will look at are recorded documents such as a Mortgage Assignment, Substitution of Trustee, Notice of Trustee sale and other recorded documents and investigate those who signed those documents. All of this in which can help you in a case against your lender for fraud.

Our securitization loan audit specialist has over 10 years of experience and we know how to help you and find out what was done with your loan through our loan audit process. Let us help you know your rights and know what happen with your loan so that you can make an educated decision on what route you would like to take against your lender for fraud done against you as a homeowner.

More Facts You Need To Know:

Attorneys and borrowers cannot offer substantive testimony in their own cases.  In other words, they cannot be their own experts. Our auditors specialize in highly qualified expert investigation, reporting, mediation and litigation support in the fight to win against foreclosure.

Securitization Audits: Loan servicers currently are under investigation by a joint attorney general’s task force for processing questionable foreclosures using deceptive processes that may not have been lawful.

For example, foreclosure related documents signed unlawfully, a chain of ownership that is unclear and may be of fraud, underlying sales and transaction disclosure of a securitized loan not revealed in full and state consumer protection requirements have not been followed.

The auditors we use will expose defects, discrepancies and faults.

Their Securitization Audit investigations reveal foreclosure processes undertaken with inaccurate documents, conflicts of interest, faulty chains of title, failure to conduct mediations required by law and robo-signing; affidavits and other documents asserting claims without knowledge of the facts or confirming their accuracy, employees of foreclosure trustees signing documents posing as the corporate officer of multiple banks and mortgage servicers and signatures that vary widely from document to document.

The audit can also expose foreclosures where there is no clear chain of ownership for the loan.

Default notices that have gone out without all the required information, inaccurate documents, conflicts of interest, defective processes, misrepresentation and fraud. Such failures potentially injure not just homeowners denied the protections afforded to them under our laws but also subsequent purchasers of foreclosed properties, financial institutions who might be inclined to lend on such properties and the title insurance companies who insure the chain of title to those properties.

Our securitization loan audit specialists have the capabilities to search thru millions of loans to try and find yours. If after all of this they still find it has not been securitized then you still benefit by not having to pay an attorney on a lost cause. You will get a full audit report telling you of their findings, and letting you know fighting it might be an uphill battle. It does not help you to fight to keep your home if the lender did everything right. It does not mean that if your loan was found not to be securitized you get a refund, as these audits can take 10 to 15 man hours of research to perform and time is money. However securitization is not the only thing to consider, as many of these lenders have forged or Robo-Signed many of the foreclosure documents. However over 80% of the loans written in between 2000 and 2007 have been securitized, but once in a full moon they find one that has not been. At that point you will need to look at other options or tactics to help your situation.

Let us help you today and find out if your loan is securitized and if we can help you fight your lender based on our findings from our securitized loan audit service.

Disclaimer:

Homeowner assistance program does not provide the audits. We use an independent approved vendor of highly qualified mortgage analysis experts that provide independent third party Securitization and Forensic Loan Audits to borrowers seeking to obtain evidence for use in court to fight foreclosure.
We provide a auditing service as an approved vendor in stages based upon each homeowners needs. Our loan audit experts do not advocate for the borrowers as they are strictly a 3rd party conducting an analysis of documents for the homeowner. Neither us nor the mortgage analysis experts provide legal or accounting advice. The reporting is more than informational; and a highly qualified expert is available for mediation and litigation support to qualified legal professionals. We can help you and we will find out the information you need through our securitized loan audit service.

We have set the price of our securitization audits at the lowest possible price for the typical situation faced by the large majority of homeowners. 

Mortgage Solutions of Orange County California is here to now help homeowners avoid going into foreclosure with our foreclosure prevention help services. We can help you stay in your home and stop your trustee sale in California while allowing you time to focus on and decide what you would like to do with your home whether it be a loan modification or a short sale option, we can help you stay in your home and give you the needed time to decide which option you would like to go with. Mortgage Solutions will help you each step of the way and we have a knowledgeable staff that can answer all of your question right over the phone to help you chose what the best option will be for you. Going through a foreclosure is very stressful and we can take that stress away from you and help you stop your foreclosure and prevent your bank from taking your home away from you.

The foreclosure process costs your bank a lot of money and they normally will work with you as a borrower, however if you do not know how to deal with your lender to avoid foreclosure with valid proof and negotiating properly they will foreclose on you and take your home as they will deem you a at risk homeowner and will not allow you to remain in your home. Stop the foreclosure process from happening you with our help and find out your available options before it is to late. We know how to handle your lender and we know what is needed to show valid proof you can stay in your home and that you can afford your mortgage payments. We will fight your lender and give you more time, all you have to do is allow us to evaluate your situation with you and we will help you stop foreclosure and save your home from going into foreclosure as well.

Call now and find out if you can save your California home and stop foreclosure with mortgage solutions help we will help you avoid a trustee sale today.

Mortgage Litigation Solutions

Mortgage litigation help is available for homeowners who feel they have been taken advantage of by their lender with predatory lending involved. Mortgage solutions is here to help Orange County homeowners fight their lender with mortgage litigation through our help and attorney network. Homeowners now have options available to get what they deserve back from their lender that was wrongfully taken from them. Below we explain what mortgage litigation is about and how it can help you as a struggling homeowner.

 A mortgage litigation case comes about when anyone involved in a mortgage agreement fails to follow the terms and conditions that were originally signed by both parties. Mortgage litigation is a kind of dispute over possible fraudulent activity in original loan documents and it is settled in the court-room most of the time. Now the question is what to do after some mortgage litigation has come about. We are going to find out the best way to straighten out that issue for you as our client. Please read carefully and let us know your feed back should you have any questions. We are always looking forward to helping you as it keeps us motivated to spread the information that works the best when it comes to mortgage litigation cases that we take on.

 Mortgage litigation means a dispute raised because of violations of terms and conditions, either by the borrower or lender. There may be plenty of reasons for the mortgage litigation process to take place. Today we are going to focus on why mortgage litigation takes place.

 Usually, some mortgage fraud or predatory lending gives this reason and homeowners (borrowers) think that they may have been taken advantage of and would like to find out if this is true. There are many things that lenders can do while the mortgage deal is in process without making the borrowers understand them through and this is the reason why mortgage litigation is now put in place so that shady loans can be caught and taken care of to help struggling homeowners.

Borrower’s difficulty to comprehend the process:

Not every borrower can understand everything which is stated in documents, in the short period of time he or she has. Often they are asked to sign without spending time on going over the things mentioned in the documents. Sometimes, the lenders consider it a good opportunity to place some abusive terms in the loan documents, which later on results as wrongful foreclosure or mortgage litigation.

The lenders’ cunning manners:

Lenders can overstate the total value of mortgage property, by doing so he will have the chance to fix higher interest rates than normal. He can go contrary to that as well and understate that value to achieve some other motives. However, borrowers remain indifferent in both the cases because of their ignorance. As time goes by when they find the trick working, they raise objection against it which we call mortgage litigation.

Borrower’s dishonesty:

Some borrowers also try to be smart and seem to exaggerate or play down their salaries to gain specific objectives. They over stress it to get a greater loan amount. On the other hand understating the salary in the application form aims the low interest rates to be set for them. Afterward, when it comes to the lender’s knowledge, mortgage litigation will be inevitable.

If you are a homeowner who thinks you may have grounds for a mortgage litigation case feel free to give us a call for your free consultation and find out if you qualify for a mortgage litigation case today.

Are you a homeowner in California who is struggling on getting loan modification help and wondering why you can not qualify? Find out why today with our NPV test help and let us show you how the net present value test can help you get through to your lender or investor on why a modification will benefit them along with you long term rather then foreclosing on you and going through that process.

Below is how the net present value test works to your benefit while providing the proper analysis to your lender on how a modification will help your situation and save them money at the same time.

WHY YOU NEED TO SUBMIT TO YOUR LENDER….

Home loan modification help for California homeowners is available and mortgage solutions is here to help you save your home and modify your home loan to a payment that you can afford. Are you struggling with your mortgage payments and in need of help? Do you find it hard to deal with your lender when it comes to a home loan modification and getting approved? Mortgage solutions can help you today!

Find out how we can help get you qualified and approved for a loan modification through your lender and let us help you with the negotiations and document preparation process so that you can be assured that you are doing everything properly so that your lender does not deny you a loan modification.

Mortgage Solutions of Orange County California has a combined experience of 20 years in the mortgage business and we know what the lenders want and need in order to approve homeowners for a loan modification to avoid going into foreclosure. We will make sure that how we prepare your documents and negotiate with your lender is a win for you and makes sense to your lender at the same time. We will negotiate your loan modification so that you can live stress free knowing what your payment will be each month and you can save money at the same time.

Right now is the time to act and find out if you can receive help for a home loan modification in California as interest rates are at an all time low and you can modify your loan to be within those rates while putting you into a fixed rate modification for up to 30 years. Let us help you with each step of your loan modification process so that you can enjoy these benefits and modify your home loan today with Mortgage Solutions and save your California home from foreclosure with our loan modification help.

CALL US TODAY AND LET US HELP YOU WITH YOUR HOME LOAN MODIFICATION NEEDS.

949-229-1652

Gmac mortgage holders have home loan modification help available for loan modification assistance programs and Mortgage Solutions is here to give you the help you need on how you can qualify for a loan modification with GMAC. A loan modification through this lender may be hard to do on your own if you do not know how to present your case to them and what documents need to be presented and how. We know how to package your loan modification documents and we can negotiate a low payment on your behalf. Leave the hard work to us and let us get you the results you deserve and need in order for you to remain in your home with a payment you can actually afford each month in our hard hit economy. A loan modification help program is a good option if you have a temporary reduction in income or an increase in expenses. An effective loan modification could lower your monthly mortgage payment and take away any delinquencies on the account that you may currently have with GMAC.

Below are some key parts in seeing if you can qualify for a loan modification through GMAC, we do also provide you with our qualifying analysis for free right over the phone.

You could qualify for a loan modification if:

• You own and occupy your home as your primary residence.
• You are either current, at risk of imminent default, or behind in your mortgage payments, or are in foreclosure or bankruptcy.
• The unpaid principal balance of the first mortgage on your primary residence is $729,750 or less (loan limits are higher on owner-occupied multi unit properties).
• You have verifiable source(s) of income to put towards a mortgage payment each month, even if that income has recently been reduced.
• You can provide copies of your most recent tax returns and will sign an affidavit of financial hardship.

If you feel you have one of the above situations and you would like to see if we can help you qualify for a loan modification help program through GMAC do not wait, let us help you get approved today and let our mortgage specialists see if you do in fact qualify for loan modification help today. Do not wait until you go into foreclosure! allow us to help you through the document preparations and negotiations with GMAC to assure that you are getting the right loan modification that will help you and your family long term.

CALL US TODAY AND LET MORTGAGE SOLUTIONS HELP YOU WITH YOUR GMAC HOME LOAN MODIFICATION NEEDS.

949-229-1652